PUNJAB AND SIND BANK IFSC Code – RAMRAJ, RAM RAJ
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMRAJ branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | RAMRAJ |
| IFSC Code | PSIB0000020 |
| MICR Code | NA |
| Address | RAM RAJ DISTT.MUZAFFAR NAGAR, UTTAR PRADESH - 251302 |
| City | RAM RAJ |
| District | MUZAFFARNAGAR |
| State | UTTAR PRADESH |
| Contact | 246483 |
Payment Facilities
About IFSC Code PSIB0000020
The IFSC code PSIB0000020 uniquely identifies the RAMRAJ branch of PUNJAB AND SIND BANK located in RAM RAJ, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000020
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000020) – Unique branch identifier for RAMRAJ
How to Use IFSC Code PSIB0000020
To transfer money to any account at PUNJAB AND SIND BANK RAMRAJ branch, you will need to provide the IFSC code PSIB0000020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMRAJ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK RAMRAJ Branch
PUNJAB AND SIND BANK RAMRAJ is a branch of PUNJAB AND SIND BANK located in RAM RAJ, UTTAR PRADESH. The branch provides comprehensive banking services to customers in RAM RAJ and surrounding areas.
Branch Address
RAM RAJ DISTT.MUZAFFAR NAGAR, UTTAR PRADESH - 251302, RAM RAJ, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK RAMRAJ?
The IFSC code of PUNJAB AND SIND BANK RAMRAJ branch in RAM RAJ is PSIB0000020.
What is the MICR code of PUNJAB AND SIND BANK RAMRAJ?
The MICR code of PUNJAB AND SIND BANK RAMRAJ branch is NA.
What is the address of PUNJAB AND SIND BANK RAMRAJ?
PUNJAB AND SIND BANK RAMRAJ branch is located at RAM RAJ DISTT.MUZAFFAR NAGAR, UTTAR PRADESH - 251302.
Does PUNJAB AND SIND BANK RAMRAJ support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK RAMRAJ branch supports NEFT, RTGS, IMPS, and UPI transactions.