PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – GUMTI NO 5 KANPUR, KANPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GUMTI NO 5 KANPUR branch.

IFSC Code
PSIB0000018

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameGUMTI NO 5 KANPUR
IFSC CodePSIB0000018
MICR Code208023002
AddressGUMTI NO. 5,G.T. ROAD,KANPUR-208012
CityKANPUR
DistrictKANPUR CITY
StateUTTAR PRADESH
Contact2291617

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000018

The IFSC code PSIB0000018 uniquely identifies the GUMTI NO 5 KANPUR branch of PUNJAB AND SIND BANK located in KANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000018

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000018) – Unique branch identifier for GUMTI NO 5 KANPUR

How to Use IFSC Code PSIB0000018

To transfer money to any account at PUNJAB AND SIND BANK GUMTI NO 5 KANPUR branch, you will need to provide the IFSC code PSIB0000018 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUMTI NO 5 KANPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK GUMTI NO 5 KANPUR Branch

PUNJAB AND SIND BANK GUMTI NO 5 KANPUR is a branch of PUNJAB AND SIND BANK located in KANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in KANPUR and surrounding areas.

Branch Address

GUMTI NO. 5,G.T. ROAD,KANPUR-208012, KANPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 208023002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK GUMTI NO 5 KANPUR?

The IFSC code of PUNJAB AND SIND BANK GUMTI NO 5 KANPUR branch in KANPUR is PSIB0000018.

What is the MICR code of PUNJAB AND SIND BANK GUMTI NO 5 KANPUR?

The MICR code of PUNJAB AND SIND BANK GUMTI NO 5 KANPUR branch is 208023002.

What is the address of PUNJAB AND SIND BANK GUMTI NO 5 KANPUR?

PUNJAB AND SIND BANK GUMTI NO 5 KANPUR branch is located at GUMTI NO. 5,G.T. ROAD,KANPUR-208012.

Does PUNJAB AND SIND BANK GUMTI NO 5 KANPUR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK GUMTI NO 5 KANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.