PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – RUIKAR COLONY, KOLHAPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for RUIKAR COLONY branch.
Bank Details
| Bank Name | PUNJAB AND MAHARSHTRA COOPERATIVE BANK |
| Branch Name | RUIKAR COLONY |
| IFSC Code | PMCB0000205 |
| MICR Code | 416328004 |
| Address | PLOT NO. 135 |
| City | KOLHAPUR |
| State | MAHARASHTRA |
| Contact | 6624600 |
Payment Facilities
About IFSC Code PMCB0000205
The IFSC code PMCB0000205 uniquely identifies the RUIKAR COLONY branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in KOLHAPUR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PMCB0000205
- First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000205) – Unique branch identifier for RUIKAR COLONY
How to Use IFSC Code PMCB0000205
To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY branch, you will need to provide the IFSC code PMCB0000205 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RUIKAR COLONY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY Branch
PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in KOLHAPUR, MAHARASHTRA. The branch provides comprehensive banking services to customers in KOLHAPUR and surrounding areas.
Branch Address
PLOT NO. 135, KOLHAPUR, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 416328004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY?
The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY branch in KOLHAPUR is PMCB0000205.
What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY?
The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY branch is 416328004.
What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY branch is located at PLOT NO. 135.
Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY support NEFT/RTGS/IMPS?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK RUIKAR COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.