PUNJAB AND MAHARSHTRA COOPERATIVE BANKVerified Feb 2026

PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – VILLAGE NARANGI, VIRAR

Complete bank details including IFSC code, MICR code, address and payment facilities for VILLAGE NARANGI branch.

IFSC Code
PMCB0000046

Bank Details

Bank NamePUNJAB AND MAHARSHTRA COOPERATIVE BANK
Branch NameVILLAGE NARANGI
IFSC CodePMCB0000046
MICR Code400328046
AddressGR. FLOOR
CityVIRAR
DistrictTHANE
StateMAHARASHTRA
Contact9223653500

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PMCB0000046

The IFSC code PMCB0000046 uniquely identifies the VILLAGE NARANGI branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in VIRAR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PMCB0000046

  • First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000046) – Unique branch identifier for VILLAGE NARANGI

How to Use IFSC Code PMCB0000046

To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI branch, you will need to provide the IFSC code PMCB0000046 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VILLAGE NARANGI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI Branch

PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in VIRAR, MAHARASHTRA. The branch provides comprehensive banking services to customers in VIRAR and surrounding areas.

Branch Address

GR. FLOOR, VIRAR, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400328046. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI?

The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI branch in VIRAR is PMCB0000046.

What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI?

The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI branch is 400328046.

What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI branch is located at GR. FLOOR.

Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI support NEFT/RTGS/IMPS?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK VILLAGE NARANGI branch supports NEFT, RTGS, IMPS, and UPI transactions.