ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – JAMMU-JYOTI PUBLIC HIGH SCHOOL, JAMMU

Complete bank details including IFSC code, MICR code, address and payment facilities for JAMMU-JYOTI PUBLIC HIGH SCHOOL branch.

IFSC Code
ORBC0105196

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameJAMMU-JYOTI PUBLIC HIGH SCHOOL
IFSC CodeORBC0105196
MICR CodeNA
AddressJYOTI PUBLIC HIGH SCHOOL,,781/A, GANDHI NAGAR,JAMMU
CityJAMMU
StateJAMMU AND KASHMIR
Contact2430765

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0105196

The IFSC code ORBC0105196 uniquely identifies the JAMMU-JYOTI PUBLIC HIGH SCHOOL branch of ORIENTAL BANK OF COMMERCE located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0105196

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (105196) – Unique branch identifier for JAMMU-JYOTI PUBLIC HIGH SCHOOL

How to Use IFSC Code ORBC0105196

To transfer money to any account at ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL branch, you will need to provide the IFSC code ORBC0105196 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JAMMU-JYOTI PUBLIC HIGH SCHOOL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL Branch

ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL is a branch of ORIENTAL BANK OF COMMERCE located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.

Branch Address

JYOTI PUBLIC HIGH SCHOOL,,781/A, GANDHI NAGAR,JAMMU, JAMMU, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL?

The IFSC code of ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL branch in JAMMU is ORBC0105196.

What is the MICR code of ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL?

The MICR code of ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL branch is NA.

What is the address of ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL?

ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL branch is located at JYOTI PUBLIC HIGH SCHOOL,,781/A, GANDHI NAGAR,JAMMU.

Does ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE JAMMU-JYOTI PUBLIC HIGH SCHOOL branch supports NEFT, RTGS, IMPS, and UPI transactions.