ORIENTAL BANK OF COMMERCE IFSC Code – PAYAL, DIST:LUDHIANA, PAYAL, DIST:LUDHIANA, PUNJAB
Complete bank details including IFSC code, MICR code, address and payment facilities for PAYAL, DIST:LUDHIANA branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | PAYAL, DIST:LUDHIANA |
| IFSC Code | ORBC0101453 |
| MICR Code | NA |
| Address | OPP. GRAIN MARKET, KADDON ROAD,,VPO- PAYAL, DISTT:LUDHIANA,,PAYAL, DIST:LUDHIANA, PUNJAB |
| City | PAYAL, DIST:LUDHIANA, PUNJAB |
| State | PUNJAB |
| Contact | 244055 |
Payment Facilities
About IFSC Code ORBC0101453
The IFSC code ORBC0101453 uniquely identifies the PAYAL, DIST:LUDHIANA branch of ORIENTAL BANK OF COMMERCE located in PAYAL, DIST:LUDHIANA, PUNJAB, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0101453
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (101453) – Unique branch identifier for PAYAL, DIST:LUDHIANA
How to Use IFSC Code ORBC0101453
To transfer money to any account at ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA branch, you will need to provide the IFSC code ORBC0101453 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PAYAL, DIST:LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA Branch
ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA is a branch of ORIENTAL BANK OF COMMERCE located in PAYAL, DIST:LUDHIANA, PUNJAB, PUNJAB. The branch provides comprehensive banking services to customers in PAYAL, DIST:LUDHIANA, PUNJAB and surrounding areas.
Branch Address
OPP. GRAIN MARKET, KADDON ROAD,,VPO- PAYAL, DISTT:LUDHIANA,,PAYAL, DIST:LUDHIANA, PUNJAB, PAYAL, DIST:LUDHIANA, PUNJAB, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA?
The IFSC code of ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA branch in PAYAL, DIST:LUDHIANA, PUNJAB is ORBC0101453.
What is the MICR code of ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA?
The MICR code of ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA branch is NA.
What is the address of ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA?
ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA branch is located at OPP. GRAIN MARKET, KADDON ROAD,,VPO- PAYAL, DISTT:LUDHIANA,,PAYAL, DIST:LUDHIANA, PUNJAB.
Does ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE PAYAL, DIST:LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.