ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – KARNAL-SECTOR - 12, KARNAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KARNAL-SECTOR - 12 branch.

IFSC Code
ORBC0101176

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameKARNAL-SECTOR - 12
IFSC CodeORBC0101176
MICR Code132022108
AddressBAY NO 23,24,INSTITUTIONAL AREA, SECTOR 12,KARNAL
CityKARNAL
StateHARYANA
Contact2267912

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0101176

The IFSC code ORBC0101176 uniquely identifies the KARNAL-SECTOR - 12 branch of ORIENTAL BANK OF COMMERCE located in KARNAL, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0101176

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (101176) – Unique branch identifier for KARNAL-SECTOR - 12

How to Use IFSC Code ORBC0101176

To transfer money to any account at ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 branch, you will need to provide the IFSC code ORBC0101176 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARNAL-SECTOR - 12

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 Branch

ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 is a branch of ORIENTAL BANK OF COMMERCE located in KARNAL, HARYANA. The branch provides comprehensive banking services to customers in KARNAL and surrounding areas.

Branch Address

BAY NO 23,24,INSTITUTIONAL AREA, SECTOR 12,KARNAL, KARNAL, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 132022108. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12?

The IFSC code of ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 branch in KARNAL is ORBC0101176.

What is the MICR code of ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12?

The MICR code of ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 branch is 132022108.

What is the address of ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12?

ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 branch is located at BAY NO 23,24,INSTITUTIONAL AREA, SECTOR 12,KARNAL.

Does ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE KARNAL-SECTOR - 12 branch supports NEFT, RTGS, IMPS, and UPI transactions.