ORIENTAL BANK OF COMMERCE IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | RATNAGIRI |
| IFSC Code | ORBC0101038 |
| MICR Code | NA |
| Address | 2/2A, MANGESH SHANTA APT,NEAR PARKAR HOSPITAL,MARUIT MANDIR ROAD, SHIVAJI NAGAR,RATNAGIRI |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 223970 |
Payment Facilities
About IFSC Code ORBC0101038
The IFSC code ORBC0101038 uniquely identifies the RATNAGIRI branch of ORIENTAL BANK OF COMMERCE located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0101038
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (101038) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code ORBC0101038
To transfer money to any account at ORIENTAL BANK OF COMMERCE RATNAGIRI branch, you will need to provide the IFSC code ORBC0101038 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE RATNAGIRI Branch
ORIENTAL BANK OF COMMERCE RATNAGIRI is a branch of ORIENTAL BANK OF COMMERCE located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
2/2A, MANGESH SHANTA APT,NEAR PARKAR HOSPITAL,MARUIT MANDIR ROAD, SHIVAJI NAGAR,RATNAGIRI, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE RATNAGIRI?
The IFSC code of ORIENTAL BANK OF COMMERCE RATNAGIRI branch in RATNAGIRI is ORBC0101038.
What is the MICR code of ORIENTAL BANK OF COMMERCE RATNAGIRI?
The MICR code of ORIENTAL BANK OF COMMERCE RATNAGIRI branch is NA.
What is the address of ORIENTAL BANK OF COMMERCE RATNAGIRI?
ORIENTAL BANK OF COMMERCE RATNAGIRI branch is located at 2/2A, MANGESH SHANTA APT,NEAR PARKAR HOSPITAL,MARUIT MANDIR ROAD, SHIVAJI NAGAR,RATNAGIRI.
Does ORIENTAL BANK OF COMMERCE RATNAGIRI support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.