ORIENTAL BANK OF COMMERCE IFSC Code – KARIYAM, KARIYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KARIYAM branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | KARIYAM |
| IFSC Code | ORBC0100976 |
| MICR Code | 144022308 |
| Address | LUDHIANA ROAD,VILL. & P. O. KARIYAM,KARIYAM |
| City | KARIYAM |
| State | PUNJAB |
| Contact | 232874 |
Payment Facilities
About IFSC Code ORBC0100976
The IFSC code ORBC0100976 uniquely identifies the KARIYAM branch of ORIENTAL BANK OF COMMERCE located in KARIYAM, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0100976
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (100976) – Unique branch identifier for KARIYAM
How to Use IFSC Code ORBC0100976
To transfer money to any account at ORIENTAL BANK OF COMMERCE KARIYAM branch, you will need to provide the IFSC code ORBC0100976 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARIYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE KARIYAM Branch
ORIENTAL BANK OF COMMERCE KARIYAM is a branch of ORIENTAL BANK OF COMMERCE located in KARIYAM, PUNJAB. The branch provides comprehensive banking services to customers in KARIYAM and surrounding areas.
Branch Address
LUDHIANA ROAD,VILL. & P. O. KARIYAM,KARIYAM, KARIYAM, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144022308. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE KARIYAM?
The IFSC code of ORIENTAL BANK OF COMMERCE KARIYAM branch in KARIYAM is ORBC0100976.
What is the MICR code of ORIENTAL BANK OF COMMERCE KARIYAM?
The MICR code of ORIENTAL BANK OF COMMERCE KARIYAM branch is 144022308.
What is the address of ORIENTAL BANK OF COMMERCE KARIYAM?
ORIENTAL BANK OF COMMERCE KARIYAM branch is located at LUDHIANA ROAD,VILL. & P. O. KARIYAM,KARIYAM.
Does ORIENTAL BANK OF COMMERCE KARIYAM support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE KARIYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.