ORIENTAL BANK OF COMMERCE IFSC Code – PHAGWARA- GURU HARGOBIND NAGAR, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA- GURU HARGOBIND NAGAR branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | PHAGWARA- GURU HARGOBIND NAGAR |
| IFSC Code | ORBC0100720 |
| MICR Code | 144022713 |
| Address | SCF 94 & 95, SHRI GURU HARGOBIND NAGAR MARKET,PHAGAWARA,PHAGWARA |
| City | PHAGWARA |
| State | PUNJAB |
| Contact | 261987 |
Payment Facilities
About IFSC Code ORBC0100720
The IFSC code ORBC0100720 uniquely identifies the PHAGWARA- GURU HARGOBIND NAGAR branch of ORIENTAL BANK OF COMMERCE located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0100720
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (100720) – Unique branch identifier for PHAGWARA- GURU HARGOBIND NAGAR
How to Use IFSC Code ORBC0100720
To transfer money to any account at ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR branch, you will need to provide the IFSC code ORBC0100720 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA- GURU HARGOBIND NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR Branch
ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR is a branch of ORIENTAL BANK OF COMMERCE located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
SCF 94 & 95, SHRI GURU HARGOBIND NAGAR MARKET,PHAGAWARA,PHAGWARA, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144022713. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR?
The IFSC code of ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR branch in PHAGWARA is ORBC0100720.
What is the MICR code of ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR?
The MICR code of ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR branch is 144022713.
What is the address of ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR?
ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR branch is located at SCF 94 & 95, SHRI GURU HARGOBIND NAGAR MARKET,PHAGAWARA,PHAGWARA.
Does ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE PHAGWARA- GURU HARGOBIND NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.