NKGSB COOPERATIVE BANK LIMITEDVerified Feb 2026

NKGSB COOPERATIVE BANK LIMITED IFSC Code – DHARWAD, DHARWAD

Complete bank details including IFSC code, MICR code, address and payment facilities for DHARWAD branch.

IFSC Code
NKGS0000078

Bank Details

Bank NameNKGSB COOPERATIVE BANK LIMITED
Branch NameDHARWAD
IFSC CodeNKGS0000078
MICR Code580086003
AddressCOURT CIRCLE, KALAL BUILDING, NEXT TO IDBI CENTRE, LINE BAZAR, DHARWAD 580 001
CityDHARWAD
StateKARNATAKA
Contact2444074

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code NKGS0000078

The IFSC code NKGS0000078 uniquely identifies the DHARWAD branch of NKGSB COOPERATIVE BANK LIMITED located in DHARWAD, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code NKGS0000078

  • First 4 characters (NKGS) – Represents NKGSB COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000078) – Unique branch identifier for DHARWAD

How to Use IFSC Code NKGS0000078

To transfer money to any account at NKGSB COOPERATIVE BANK LIMITED DHARWAD branch, you will need to provide the IFSC code NKGS0000078 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DHARWAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About NKGSB COOPERATIVE BANK LIMITED DHARWAD Branch

NKGSB COOPERATIVE BANK LIMITED DHARWAD is a branch of NKGSB COOPERATIVE BANK LIMITED located in DHARWAD, KARNATAKA. The branch provides comprehensive banking services to customers in DHARWAD and surrounding areas.

Branch Address

COURT CIRCLE, KALAL BUILDING, NEXT TO IDBI CENTRE, LINE BAZAR, DHARWAD 580 001, DHARWAD, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 580086003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of NKGSB COOPERATIVE BANK LIMITED DHARWAD?

The IFSC code of NKGSB COOPERATIVE BANK LIMITED DHARWAD branch in DHARWAD is NKGS0000078.

What is the MICR code of NKGSB COOPERATIVE BANK LIMITED DHARWAD?

The MICR code of NKGSB COOPERATIVE BANK LIMITED DHARWAD branch is 580086003.

What is the address of NKGSB COOPERATIVE BANK LIMITED DHARWAD?

NKGSB COOPERATIVE BANK LIMITED DHARWAD branch is located at COURT CIRCLE, KALAL BUILDING, NEXT TO IDBI CENTRE, LINE BAZAR, DHARWAD 580 001.

Does NKGSB COOPERATIVE BANK LIMITED DHARWAD support NEFT/RTGS/IMPS?

NKGSB COOPERATIVE BANK LIMITED DHARWAD branch supports NEFT, RTGS, IMPS, and UPI transactions.