NKGSB COOPERATIVE BANK LIMITED IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | NKGSB COOPERATIVE BANK LIMITED |
| Branch Name | RATNAGIRI |
| IFSC Code | NKGS0000059 |
| MICR Code | 415086051 |
| Address | RUNANUBANDHA, NAGAR PARISHAD ROAD,VILLAGE NACHANE, RATNAGIRI-403001 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 26733 |
Payment Facilities
About IFSC Code NKGS0000059
The IFSC code NKGS0000059 uniquely identifies the RATNAGIRI branch of NKGSB COOPERATIVE BANK LIMITED located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code NKGS0000059
- First 4 characters (NKGS) – Represents NKGSB COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000059) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code NKGS0000059
To transfer money to any account at NKGSB COOPERATIVE BANK LIMITED RATNAGIRI branch, you will need to provide the IFSC code NKGS0000059 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About NKGSB COOPERATIVE BANK LIMITED RATNAGIRI Branch
NKGSB COOPERATIVE BANK LIMITED RATNAGIRI is a branch of NKGSB COOPERATIVE BANK LIMITED located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
RUNANUBANDHA, NAGAR PARISHAD ROAD,VILLAGE NACHANE, RATNAGIRI-403001, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415086051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of NKGSB COOPERATIVE BANK LIMITED RATNAGIRI?
The IFSC code of NKGSB COOPERATIVE BANK LIMITED RATNAGIRI branch in RATNAGIRI is NKGS0000059.
What is the MICR code of NKGSB COOPERATIVE BANK LIMITED RATNAGIRI?
The MICR code of NKGSB COOPERATIVE BANK LIMITED RATNAGIRI branch is 415086051.
What is the address of NKGSB COOPERATIVE BANK LIMITED RATNAGIRI?
NKGSB COOPERATIVE BANK LIMITED RATNAGIRI branch is located at RUNANUBANDHA, NAGAR PARISHAD ROAD,VILLAGE NACHANE, RATNAGIRI-403001.
Does NKGSB COOPERATIVE BANK LIMITED RATNAGIRI support NEFT/RTGS/IMPS?
NKGSB COOPERATIVE BANK LIMITED RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.