NEW INDIA COOPERATIVE BANK LIMITED IFSC Code – VARACHHA ROAD, SURAT, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for VARACHHA ROAD, SURAT branch.
Bank Details
| Bank Name | NEW INDIA COOPERATIVE BANK LIMITED |
| Branch Name | VARACHHA ROAD, SURAT |
| IFSC Code | NICB0000104 |
| MICR Code | 400085104 |
| Address | GROUND FLOOR, CTC TOWER, VARACCHA MAIN ROAD, SURAT -395 006 |
| City | SURAT |
| State | GUJARAT |
| Contact | 6555061 |
Payment Facilities
About IFSC Code NICB0000104
The IFSC code NICB0000104 uniquely identifies the VARACHHA ROAD, SURAT branch of NEW INDIA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code NICB0000104
- First 4 characters (NICB) – Represents NEW INDIA COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000104) – Unique branch identifier for VARACHHA ROAD, SURAT
How to Use IFSC Code NICB0000104
To transfer money to any account at NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT branch, you will need to provide the IFSC code NICB0000104 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VARACHHA ROAD, SURAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT Branch
NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT is a branch of NEW INDIA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
GROUND FLOOR, CTC TOWER, VARACCHA MAIN ROAD, SURAT -395 006, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400085104. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT?
The IFSC code of NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT branch in SURAT is NICB0000104.
What is the MICR code of NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT?
The MICR code of NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT branch is 400085104.
What is the address of NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT?
NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT branch is located at GROUND FLOOR, CTC TOWER, VARACCHA MAIN ROAD, SURAT -395 006.
Does NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT support NEFT/RTGS/IMPS?
NEW INDIA COOPERATIVE BANK LIMITED VARACHHA ROAD, SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.