NEW INDIA COOPERATIVE BANK LIMITED IFSC Code – RING ROAD, SURAT, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for RING ROAD, SURAT branch.
Bank Details
| Bank Name | NEW INDIA COOPERATIVE BANK LIMITED |
| Branch Name | RING ROAD, SURAT |
| IFSC Code | NICB0000102 |
| MICR Code | 400085102 |
| Address | ANNAPURNA MARKET, KAMELA DARWAJA, RING ROAD, SURAT ? 395 003 |
| City | SURAT |
| State | GUJARAT |
| Contact | 2364905 |
Payment Facilities
About IFSC Code NICB0000102
The IFSC code NICB0000102 uniquely identifies the RING ROAD, SURAT branch of NEW INDIA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code NICB0000102
- First 4 characters (NICB) – Represents NEW INDIA COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000102) – Unique branch identifier for RING ROAD, SURAT
How to Use IFSC Code NICB0000102
To transfer money to any account at NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT branch, you will need to provide the IFSC code NICB0000102 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RING ROAD, SURAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT Branch
NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT is a branch of NEW INDIA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
ANNAPURNA MARKET, KAMELA DARWAJA, RING ROAD, SURAT ? 395 003, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400085102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT?
The IFSC code of NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT branch in SURAT is NICB0000102.
What is the MICR code of NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT?
The MICR code of NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT branch is 400085102.
What is the address of NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT?
NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT branch is located at ANNAPURNA MARKET, KAMELA DARWAJA, RING ROAD, SURAT ? 395 003.
Does NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT support NEFT/RTGS/IMPS?
NEW INDIA COOPERATIVE BANK LIMITED RING ROAD, SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.