NEW INDIA COOPERATIVE BANK LIMITED IFSC Code – POONAM GARDEN, MIRA ROAD, THANE
Complete bank details including IFSC code, MICR code, address and payment facilities for POONAM GARDEN, MIRA ROAD branch.
Bank Details
| Bank Name | NEW INDIA COOPERATIVE BANK LIMITED |
| Branch Name | POONAM GARDEN, MIRA ROAD |
| IFSC Code | NICB0000028 |
| MICR Code | 400085028 |
| Address | UNIQUE HIEGHTS, GALA NOS.5 TO 8, POONAM GARDEN, VILLAGE NAVGHARMIRA ROAD (E), DIST. THANE 401 107. |
| City | THANE |
| District | BRIHAN MUMBAI |
| State | MAHARASHTRA |
| Contact | 65619508 |
Payment Facilities
About IFSC Code NICB0000028
The IFSC code NICB0000028 uniquely identifies the POONAM GARDEN, MIRA ROAD branch of NEW INDIA COOPERATIVE BANK LIMITED located in THANE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code NICB0000028
- First 4 characters (NICB) – Represents NEW INDIA COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000028) – Unique branch identifier for POONAM GARDEN, MIRA ROAD
How to Use IFSC Code NICB0000028
To transfer money to any account at NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD branch, you will need to provide the IFSC code NICB0000028 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POONAM GARDEN, MIRA ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD Branch
NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD is a branch of NEW INDIA COOPERATIVE BANK LIMITED located in THANE, MAHARASHTRA. The branch provides comprehensive banking services to customers in THANE and surrounding areas.
Branch Address
UNIQUE HIEGHTS, GALA NOS.5 TO 8, POONAM GARDEN, VILLAGE NAVGHARMIRA ROAD (E), DIST. THANE 401 107., THANE, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400085028. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD?
The IFSC code of NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD branch in THANE is NICB0000028.
What is the MICR code of NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD?
The MICR code of NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD branch is 400085028.
What is the address of NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD?
NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD branch is located at UNIQUE HIEGHTS, GALA NOS.5 TO 8, POONAM GARDEN, VILLAGE NAVGHARMIRA ROAD (E), DIST. THANE 401 107..
Does NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD support NEFT/RTGS/IMPS?
NEW INDIA COOPERATIVE BANK LIMITED POONAM GARDEN, MIRA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.