NEW INDIA COOPERATIVE BANK LIMITED IFSC Code – GIRGAUM, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for GIRGAUM branch.
Bank Details
| Bank Name | NEW INDIA COOPERATIVE BANK LIMITED |
| Branch Name | GIRGAUM |
| IFSC Code | NICB0000003 |
| MICR Code | 400085003 |
| Address | NIKKO HOUSE 399, V.P. ROAD OPP.CONGRESS HOUSE, MUMBAI 400004 |
| City | MUMBAI |
| District | BRIHAN MUMBAI |
| State | MAHARASHTRA |
| Contact | 61373711 |
Payment Facilities
About IFSC Code NICB0000003
The IFSC code NICB0000003 uniquely identifies the GIRGAUM branch of NEW INDIA COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code NICB0000003
- First 4 characters (NICB) – Represents NEW INDIA COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000003) – Unique branch identifier for GIRGAUM
How to Use IFSC Code NICB0000003
To transfer money to any account at NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM branch, you will need to provide the IFSC code NICB0000003 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GIRGAUM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM Branch
NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM is a branch of NEW INDIA COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
NIKKO HOUSE 399, V.P. ROAD OPP.CONGRESS HOUSE, MUMBAI 400004, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400085003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM?
The IFSC code of NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM branch in MUMBAI is NICB0000003.
What is the MICR code of NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM?
The MICR code of NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM branch is 400085003.
What is the address of NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM?
NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM branch is located at NIKKO HOUSE 399, V.P. ROAD OPP.CONGRESS HOUSE, MUMBAI 400004.
Does NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM support NEFT/RTGS/IMPS?
NEW INDIA COOPERATIVE BANK LIMITED GIRGAUM branch supports NEFT, RTGS, IMPS, and UPI transactions.