THE MEHSANA URBAN COOPERATIVE BANKVerified Feb 2026

THE MEHSANA URBAN COOPERATIVE BANK IFSC Code – SOSIYO CIRCLE, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for SOSIYO CIRCLE branch.

IFSC Code
MSNU0000021

Bank Details

Bank NameTHE MEHSANA URBAN COOPERATIVE BANK
Branch NameSOSIYO CIRCLE
IFSC CodeMSNU0000021
MICR Code395313002
AddressCITY CENTRE ,NEAR :SOSYO CIRCLE ,UDHANA MAGDALLA ROAD ,SURAT-395 002
CitySURAT
StateGUJARAT
Contact2631600

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code MSNU0000021

The IFSC code MSNU0000021 uniquely identifies the SOSIYO CIRCLE branch of THE MEHSANA URBAN COOPERATIVE BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code MSNU0000021

  • First 4 characters (MSNU) – Represents THE MEHSANA URBAN COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000021) – Unique branch identifier for SOSIYO CIRCLE

How to Use IFSC Code MSNU0000021

To transfer money to any account at THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE branch, you will need to provide the IFSC code MSNU0000021 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SOSIYO CIRCLE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE Branch

THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE is a branch of THE MEHSANA URBAN COOPERATIVE BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

CITY CENTRE ,NEAR :SOSYO CIRCLE ,UDHANA MAGDALLA ROAD ,SURAT-395 002, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395313002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE?

The IFSC code of THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE branch in SURAT is MSNU0000021.

What is the MICR code of THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE?

The MICR code of THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE branch is 395313002.

What is the address of THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE?

THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE branch is located at CITY CENTRE ,NEAR :SOSYO CIRCLE ,UDHANA MAGDALLA ROAD ,SURAT-395 002.

Does THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE support NEFT/RTGS/IMPS?

THE MEHSANA URBAN COOPERATIVE BANK SOSIYO CIRCLE branch supports NEFT, RTGS, IMPS, and UPI transactions.