MAHARASHTRA STATE COOPERATIVE BANK IFSC Code – SANTACRUZ (WEST), MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for SANTACRUZ (WEST) branch.
Bank Details
| Bank Name | MAHARASHTRA STATE COOPERATIVE BANK |
| Branch Name | SANTACRUZ (WEST) |
| IFSC Code | MSCI0082027 |
| MICR Code | 400082027 |
| Address | 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054 |
| City | MUMBAI |
| State | MAHARASHTRA |
| Contact | 26105701 |
Payment Facilities
About IFSC Code MSCI0082027
The IFSC code MSCI0082027 uniquely identifies the SANTACRUZ (WEST) branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MSCI0082027
- First 4 characters (MSCI) – Represents MAHARASHTRA STATE COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (082027) – Unique branch identifier for SANTACRUZ (WEST)
How to Use IFSC Code MSCI0082027
To transfer money to any account at MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) branch, you will need to provide the IFSC code MSCI0082027 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SANTACRUZ (WEST)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) Branch
MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) is a branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400082027. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST)?
The IFSC code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) branch in MUMBAI is MSCI0082027.
What is the MICR code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST)?
The MICR code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) branch is 400082027.
What is the address of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST)?
MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) branch is located at 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054.
Does MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) support NEFT/RTGS/IMPS?
MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (WEST) branch supports NEFT, RTGS, IMPS, and UPI transactions.