MAHARASHTRA STATE COOPERATIVE BANKVerified Feb 2026

MAHARASHTRA STATE COOPERATIVE BANK IFSC Code – SANTACRUZ (EAST), MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for SANTACRUZ (EAST) branch.

IFSC Code
MSCI0082026

Bank Details

Bank NameMAHARASHTRA STATE COOPERATIVE BANK
Branch NameSANTACRUZ (EAST)
IFSC CodeMSCI0082026
MICR Code400082026
AddressNEELKAMAL CHS PRABHAT CLNY RD SANTACRUZ E 400055
CityMUMBAI
StateMAHARASHTRA
Contact26124209

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code MSCI0082026

The IFSC code MSCI0082026 uniquely identifies the SANTACRUZ (EAST) branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code MSCI0082026

  • First 4 characters (MSCI) – Represents MAHARASHTRA STATE COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (082026) – Unique branch identifier for SANTACRUZ (EAST)

How to Use IFSC Code MSCI0082026

To transfer money to any account at MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) branch, you will need to provide the IFSC code MSCI0082026 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SANTACRUZ (EAST)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) Branch

MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) is a branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

NEELKAMAL CHS PRABHAT CLNY RD SANTACRUZ E 400055, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400082026. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST)?

The IFSC code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) branch in MUMBAI is MSCI0082026.

What is the MICR code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST)?

The MICR code of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) branch is 400082026.

What is the address of MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST)?

MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) branch is located at NEELKAMAL CHS PRABHAT CLNY RD SANTACRUZ E 400055.

Does MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) support NEFT/RTGS/IMPS?

MAHARASHTRA STATE COOPERATIVE BANK SANTACRUZ (EAST) branch supports NEFT, RTGS, IMPS, and UPI transactions.