MAHARASHTRA STATE COOPERATIVE BANK IFSC Code – PEDDER ROAD, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for PEDDER ROAD branch.
Bank Details
| Bank Name | MAHARASHTRA STATE COOPERATIVE BANK |
| Branch Name | PEDDER ROAD |
| IFSC Code | MSCI0082012 |
| MICR Code | 400082012 |
| Address | 63 RATNA DESHMUKH RD PEDDER RD 400026 |
| City | MUMBAI |
| State | MAHARASHTRA |
| Contact | 23526783 |
Payment Facilities
About IFSC Code MSCI0082012
The IFSC code MSCI0082012 uniquely identifies the PEDDER ROAD branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MSCI0082012
- First 4 characters (MSCI) – Represents MAHARASHTRA STATE COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (082012) – Unique branch identifier for PEDDER ROAD
How to Use IFSC Code MSCI0082012
To transfer money to any account at MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD branch, you will need to provide the IFSC code MSCI0082012 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PEDDER ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD Branch
MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD is a branch of MAHARASHTRA STATE COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
63 RATNA DESHMUKH RD PEDDER RD 400026, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400082012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD?
The IFSC code of MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD branch in MUMBAI is MSCI0082012.
What is the MICR code of MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD?
The MICR code of MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD branch is 400082012.
What is the address of MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD?
MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD branch is located at 63 RATNA DESHMUKH RD PEDDER RD 400026.
Does MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD support NEFT/RTGS/IMPS?
MAHARASHTRA STATE COOPERATIVE BANK PEDDER ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.