BANK OF MAHARASHTRAVerified Feb 2026

BANK OF MAHARASHTRA IFSC Code – KOWAD, KOWAD

Complete bank details including IFSC code, MICR code, address and payment facilities for KOWAD branch.

IFSC Code
MAHB0000989

Bank Details

Bank NameBANK OF MAHARASHTRA
Branch NameKOWAD
IFSC CodeMAHB0000989
MICR Code416014043
AddressKOWAD, TAL CHANDGAD DIST KOLHAPUR
CityKOWAD
DistrictKOLHAPUR
StateMAHARASHTRA
Contact235159

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code MAHB0000989

The IFSC code MAHB0000989 uniquely identifies the KOWAD branch of BANK OF MAHARASHTRA located in KOWAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code MAHB0000989

  • First 4 characters (MAHB) – Represents BANK OF MAHARASHTRA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000989) – Unique branch identifier for KOWAD

How to Use IFSC Code MAHB0000989

To transfer money to any account at BANK OF MAHARASHTRA KOWAD branch, you will need to provide the IFSC code MAHB0000989 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOWAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF MAHARASHTRA KOWAD Branch

BANK OF MAHARASHTRA KOWAD is a branch of BANK OF MAHARASHTRA located in KOWAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in KOWAD and surrounding areas.

Branch Address

KOWAD, TAL CHANDGAD DIST KOLHAPUR, KOWAD, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 416014043. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF MAHARASHTRA KOWAD?

The IFSC code of BANK OF MAHARASHTRA KOWAD branch in KOWAD is MAHB0000989.

What is the MICR code of BANK OF MAHARASHTRA KOWAD?

The MICR code of BANK OF MAHARASHTRA KOWAD branch is 416014043.

What is the address of BANK OF MAHARASHTRA KOWAD?

BANK OF MAHARASHTRA KOWAD branch is located at KOWAD, TAL CHANDGAD DIST KOLHAPUR.

Does BANK OF MAHARASHTRA KOWAD support NEFT/RTGS/IMPS?

BANK OF MAHARASHTRA KOWAD branch supports NEFT, RTGS, IMPS, and UPI transactions.