BANK OF MAHARASHTRA IFSC Code – RATLAM, RATLAM
Complete bank details including IFSC code, MICR code, address and payment facilities for RATLAM branch.
Bank Details
| Bank Name | BANK OF MAHARASHTRA |
| Branch Name | RATLAM |
| IFSC Code | MAHB0000427 |
| MICR Code | 457014001 |
| Address | 115, STATION ROAD RATLAM. DISTRICT RATLAM |
| City | RATLAM |
| State | MADHYA PRADESH |
| Contact | 230492 |
Payment Facilities
About IFSC Code MAHB0000427
The IFSC code MAHB0000427 uniquely identifies the RATLAM branch of BANK OF MAHARASHTRA located in RATLAM, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MAHB0000427
- First 4 characters (MAHB) – Represents BANK OF MAHARASHTRA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000427) – Unique branch identifier for RATLAM
How to Use IFSC Code MAHB0000427
To transfer money to any account at BANK OF MAHARASHTRA RATLAM branch, you will need to provide the IFSC code MAHB0000427 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATLAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF MAHARASHTRA RATLAM Branch
BANK OF MAHARASHTRA RATLAM is a branch of BANK OF MAHARASHTRA located in RATLAM, MADHYA PRADESH. The branch provides comprehensive banking services to customers in RATLAM and surrounding areas.
Branch Address
115, STATION ROAD RATLAM. DISTRICT RATLAM, RATLAM, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 457014001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF MAHARASHTRA RATLAM?
The IFSC code of BANK OF MAHARASHTRA RATLAM branch in RATLAM is MAHB0000427.
What is the MICR code of BANK OF MAHARASHTRA RATLAM?
The MICR code of BANK OF MAHARASHTRA RATLAM branch is 457014001.
What is the address of BANK OF MAHARASHTRA RATLAM?
BANK OF MAHARASHTRA RATLAM branch is located at 115, STATION ROAD RATLAM. DISTRICT RATLAM.
Does BANK OF MAHARASHTRA RATLAM support NEFT/RTGS/IMPS?
BANK OF MAHARASHTRA RATLAM branch supports NEFT, RTGS, IMPS, and UPI transactions.