BANK OF MAHARASHTRA IFSC Code – RATNAGIRI CITY, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI CITY branch.
Bank Details
| Bank Name | BANK OF MAHARASHTRA |
| Branch Name | RATNAGIRI CITY |
| IFSC Code | MAHB0000008 |
| MICR Code | 415014007 |
| Address | SARASWATI GAJANAN SMRUTI , SUBHASH RD, RATNAGIRI 415 612 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 222315 |
Payment Facilities
About IFSC Code MAHB0000008
The IFSC code MAHB0000008 uniquely identifies the RATNAGIRI CITY branch of BANK OF MAHARASHTRA located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MAHB0000008
- First 4 characters (MAHB) – Represents BANK OF MAHARASHTRA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000008) – Unique branch identifier for RATNAGIRI CITY
How to Use IFSC Code MAHB0000008
To transfer money to any account at BANK OF MAHARASHTRA RATNAGIRI CITY branch, you will need to provide the IFSC code MAHB0000008 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI CITY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF MAHARASHTRA RATNAGIRI CITY Branch
BANK OF MAHARASHTRA RATNAGIRI CITY is a branch of BANK OF MAHARASHTRA located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
SARASWATI GAJANAN SMRUTI , SUBHASH RD, RATNAGIRI 415 612, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415014007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF MAHARASHTRA RATNAGIRI CITY?
The IFSC code of BANK OF MAHARASHTRA RATNAGIRI CITY branch in RATNAGIRI is MAHB0000008.
What is the MICR code of BANK OF MAHARASHTRA RATNAGIRI CITY?
The MICR code of BANK OF MAHARASHTRA RATNAGIRI CITY branch is 415014007.
What is the address of BANK OF MAHARASHTRA RATNAGIRI CITY?
BANK OF MAHARASHTRA RATNAGIRI CITY branch is located at SARASWATI GAJANAN SMRUTI , SUBHASH RD, RATNAGIRI 415 612.
Does BANK OF MAHARASHTRA RATNAGIRI CITY support NEFT/RTGS/IMPS?
BANK OF MAHARASHTRA RATNAGIRI CITY branch supports NEFT, RTGS, IMPS, and UPI transactions.