KARUR VYSYA BANKVerified Feb 2026

KARUR VYSYA BANK IFSC Code – ERNAKULAM DIVISIONAL OFFICE, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM DIVISIONAL OFFICE branch.

IFSC Code
KVBL0001516

Bank Details

Bank NameKARUR VYSYA BANK
Branch NameERNAKULAM DIVISIONAL OFFICE
IFSC CodeKVBL0001516
MICR CodeNA
Address40/0145C, I FLOOR,AMIRTHA TOWERS,CONGRESS HOUSE JUNCTION,ERNAKULAM,KERALA
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KVBL0001516

The IFSC code KVBL0001516 uniquely identifies the ERNAKULAM DIVISIONAL OFFICE branch of KARUR VYSYA BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KVBL0001516

  • First 4 characters (KVBL) – Represents KARUR VYSYA BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001516) – Unique branch identifier for ERNAKULAM DIVISIONAL OFFICE

How to Use IFSC Code KVBL0001516

To transfer money to any account at KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE branch, you will need to provide the IFSC code KVBL0001516 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ERNAKULAM DIVISIONAL OFFICE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE Branch

KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE is a branch of KARUR VYSYA BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

40/0145C, I FLOOR,AMIRTHA TOWERS,CONGRESS HOUSE JUNCTION,ERNAKULAM,KERALA, KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE?

The IFSC code of KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE branch in KOCHI is KVBL0001516.

What is the MICR code of KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE?

The MICR code of KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE branch is NA.

What is the address of KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE?

KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE branch is located at 40/0145C, I FLOOR,AMIRTHA TOWERS,CONGRESS HOUSE JUNCTION,ERNAKULAM,KERALA.

Does KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE support NEFT/RTGS/IMPS?

KARUR VYSYA BANK ERNAKULAM DIVISIONAL OFFICE branch supports NEFT, RTGS, IMPS, and UPI transactions.