KERALA GRAMIN BANK IFSC Code – VELLACHAL, KANNUR
Complete bank details including IFSC code, MICR code, address and payment facilities for VELLACHAL branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | VELLACHAL |
| IFSC Code | KLGB0040499 |
| MICR Code | 670480015 |
| Address | VELLACHAL,P.O.MAKRERI,KANNUR,KERALA,PIN -670622 |
| City | KANNUR |
| State | KERALA |
| Contact | 2827328 |
Payment Facilities
About IFSC Code KLGB0040499
The IFSC code KLGB0040499 uniquely identifies the VELLACHAL branch of KERALA GRAMIN BANK located in KANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040499
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040499) – Unique branch identifier for VELLACHAL
How to Use IFSC Code KLGB0040499
To transfer money to any account at KERALA GRAMIN BANK VELLACHAL branch, you will need to provide the IFSC code KLGB0040499 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VELLACHAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK VELLACHAL Branch
KERALA GRAMIN BANK VELLACHAL is a branch of KERALA GRAMIN BANK located in KANNUR, KERALA. The branch provides comprehensive banking services to customers in KANNUR and surrounding areas.
Branch Address
VELLACHAL,P.O.MAKRERI,KANNUR,KERALA,PIN -670622, KANNUR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 670480015. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK VELLACHAL?
The IFSC code of KERALA GRAMIN BANK VELLACHAL branch in KANNUR is KLGB0040499.
What is the MICR code of KERALA GRAMIN BANK VELLACHAL?
The MICR code of KERALA GRAMIN BANK VELLACHAL branch is 670480015.
What is the address of KERALA GRAMIN BANK VELLACHAL?
KERALA GRAMIN BANK VELLACHAL branch is located at VELLACHAL,P.O.MAKRERI,KANNUR,KERALA,PIN -670622.
Does KERALA GRAMIN BANK VELLACHAL support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK VELLACHAL branch supports NEFT, RTGS, IMPS, and UPI transactions.