KERALA GRAMIN BANK IFSC Code – KUMILI, IDUKKI
Complete bank details including IFSC code, MICR code, address and payment facilities for KUMILI branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | KUMILI |
| IFSC Code | KLGB0040389 |
| MICR Code | 685480204 |
| Address | KUMILI PARUNTHRICKAL BUILDING,KUMILI(PO),IDUKKY DISTRICT 685509 |
| City | IDUKKI |
| State | KERALA |
| Contact | 9222490 |
Payment Facilities
About IFSC Code KLGB0040389
The IFSC code KLGB0040389 uniquely identifies the KUMILI branch of KERALA GRAMIN BANK located in IDUKKI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040389
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040389) – Unique branch identifier for KUMILI
How to Use IFSC Code KLGB0040389
To transfer money to any account at KERALA GRAMIN BANK KUMILI branch, you will need to provide the IFSC code KLGB0040389 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUMILI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK KUMILI Branch
KERALA GRAMIN BANK KUMILI is a branch of KERALA GRAMIN BANK located in IDUKKI, KERALA. The branch provides comprehensive banking services to customers in IDUKKI and surrounding areas.
Branch Address
KUMILI PARUNTHRICKAL BUILDING,KUMILI(PO),IDUKKY DISTRICT 685509, IDUKKI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 685480204. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK KUMILI?
The IFSC code of KERALA GRAMIN BANK KUMILI branch in IDUKKI is KLGB0040389.
What is the MICR code of KERALA GRAMIN BANK KUMILI?
The MICR code of KERALA GRAMIN BANK KUMILI branch is 685480204.
What is the address of KERALA GRAMIN BANK KUMILI?
KERALA GRAMIN BANK KUMILI branch is located at KUMILI PARUNTHRICKAL BUILDING,KUMILI(PO),IDUKKY DISTRICT 685509.
Does KERALA GRAMIN BANK KUMILI support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK KUMILI branch supports NEFT, RTGS, IMPS, and UPI transactions.