KERALA GRAMIN BANKVerified Feb 2026

KERALA GRAMIN BANK IFSC Code – KARIMKUNNAM, IDUKKI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARIMKUNNAM branch.

IFSC Code
KLGB0040331

Bank Details

Bank NameKERALA GRAMIN BANK
Branch NameKARIMKUNNAM
IFSC CodeKLGB0040331
MICR Code685480003
AddressKARIMKUNNAM MUGALELBUILDING,P.O.KARIMKUNNAM IDUKKI DT,PIN-685586
CityIDUKKI
StateKERALA
Contact243888

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KLGB0040331

The IFSC code KLGB0040331 uniquely identifies the KARIMKUNNAM branch of KERALA GRAMIN BANK located in IDUKKI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KLGB0040331

  • First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (040331) – Unique branch identifier for KARIMKUNNAM

How to Use IFSC Code KLGB0040331

To transfer money to any account at KERALA GRAMIN BANK KARIMKUNNAM branch, you will need to provide the IFSC code KLGB0040331 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARIMKUNNAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KERALA GRAMIN BANK KARIMKUNNAM Branch

KERALA GRAMIN BANK KARIMKUNNAM is a branch of KERALA GRAMIN BANK located in IDUKKI, KERALA. The branch provides comprehensive banking services to customers in IDUKKI and surrounding areas.

Branch Address

KARIMKUNNAM MUGALELBUILDING,P.O.KARIMKUNNAM IDUKKI DT,PIN-685586, IDUKKI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 685480003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KERALA GRAMIN BANK KARIMKUNNAM?

The IFSC code of KERALA GRAMIN BANK KARIMKUNNAM branch in IDUKKI is KLGB0040331.

What is the MICR code of KERALA GRAMIN BANK KARIMKUNNAM?

The MICR code of KERALA GRAMIN BANK KARIMKUNNAM branch is 685480003.

What is the address of KERALA GRAMIN BANK KARIMKUNNAM?

KERALA GRAMIN BANK KARIMKUNNAM branch is located at KARIMKUNNAM MUGALELBUILDING,P.O.KARIMKUNNAM IDUKKI DT,PIN-685586.

Does KERALA GRAMIN BANK KARIMKUNNAM support NEFT/RTGS/IMPS?

KERALA GRAMIN BANK KARIMKUNNAM branch supports NEFT, RTGS, IMPS, and UPI transactions.