KERALA GRAMIN BANK IFSC Code – UNNIKULAM, KOZHIKODE
Complete bank details including IFSC code, MICR code, address and payment facilities for UNNIKULAM branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | UNNIKULAM |
| IFSC Code | KLGB0040155 |
| MICR Code | 673480039 |
| Address | UNNIKULAM P.O.EKAROOL KOZHIKODE DT,PIN-673574 |
| City | KOZHIKODE |
| State | KERALA |
| Contact | 2647236 |
Payment Facilities
About IFSC Code KLGB0040155
The IFSC code KLGB0040155 uniquely identifies the UNNIKULAM branch of KERALA GRAMIN BANK located in KOZHIKODE, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040155
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040155) – Unique branch identifier for UNNIKULAM
How to Use IFSC Code KLGB0040155
To transfer money to any account at KERALA GRAMIN BANK UNNIKULAM branch, you will need to provide the IFSC code KLGB0040155 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UNNIKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK UNNIKULAM Branch
KERALA GRAMIN BANK UNNIKULAM is a branch of KERALA GRAMIN BANK located in KOZHIKODE, KERALA. The branch provides comprehensive banking services to customers in KOZHIKODE and surrounding areas.
Branch Address
UNNIKULAM P.O.EKAROOL KOZHIKODE DT,PIN-673574, KOZHIKODE, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 673480039. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK UNNIKULAM?
The IFSC code of KERALA GRAMIN BANK UNNIKULAM branch in KOZHIKODE is KLGB0040155.
What is the MICR code of KERALA GRAMIN BANK UNNIKULAM?
The MICR code of KERALA GRAMIN BANK UNNIKULAM branch is 673480039.
What is the address of KERALA GRAMIN BANK UNNIKULAM?
KERALA GRAMIN BANK UNNIKULAM branch is located at UNNIKULAM P.O.EKAROOL KOZHIKODE DT,PIN-673574.
Does KERALA GRAMIN BANK UNNIKULAM support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK UNNIKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.