KOTAK MAHINDRA BANK LIMITEDVerified Feb 2026

KOTAK MAHINDRA BANK LIMITED IFSC Code – PANAJI, PANAJI

Complete bank details including IFSC code, MICR code, address and payment facilities for PANAJI branch.

IFSC Code
KKBK0000701

Bank Details

Bank NameKOTAK MAHINDRA BANK LIMITED
Branch NamePANAJI
IFSC CodeKKBK0000701
MICR Code403485002
AddressGROUND FLOOR, HOTEL PARK PLAZA, OPP. AZAD MAIDAN, PANJIM, GOA - 403001
CityPANAJI
DistrictNORTH GOA
StateGOA
Contact2421703

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KKBK0000701

The IFSC code KKBK0000701 uniquely identifies the PANAJI branch of KOTAK MAHINDRA BANK LIMITED located in PANAJI, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KKBK0000701

  • First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000701) – Unique branch identifier for PANAJI

How to Use IFSC Code KKBK0000701

To transfer money to any account at KOTAK MAHINDRA BANK LIMITED PANAJI branch, you will need to provide the IFSC code KKBK0000701 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PANAJI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KOTAK MAHINDRA BANK LIMITED PANAJI Branch

KOTAK MAHINDRA BANK LIMITED PANAJI is a branch of KOTAK MAHINDRA BANK LIMITED located in PANAJI, GOA. The branch provides comprehensive banking services to customers in PANAJI and surrounding areas.

Branch Address

GROUND FLOOR, HOTEL PARK PLAZA, OPP. AZAD MAIDAN, PANJIM, GOA - 403001, PANAJI, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403485002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KOTAK MAHINDRA BANK LIMITED PANAJI?

The IFSC code of KOTAK MAHINDRA BANK LIMITED PANAJI branch in PANAJI is KKBK0000701.

What is the MICR code of KOTAK MAHINDRA BANK LIMITED PANAJI?

The MICR code of KOTAK MAHINDRA BANK LIMITED PANAJI branch is 403485002.

What is the address of KOTAK MAHINDRA BANK LIMITED PANAJI?

KOTAK MAHINDRA BANK LIMITED PANAJI branch is located at GROUND FLOOR, HOTEL PARK PLAZA, OPP. AZAD MAIDAN, PANJIM, GOA - 403001.

Does KOTAK MAHINDRA BANK LIMITED PANAJI support NEFT/RTGS/IMPS?

KOTAK MAHINDRA BANK LIMITED PANAJI branch supports NEFT, RTGS, IMPS, and UPI transactions.