KOTAK MAHINDRA BANK LIMITEDVerified Feb 2026

KOTAK MAHINDRA BANK LIMITED IFSC Code – MUMBAI LOWER PAREL, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MUMBAI LOWER PAREL branch.

IFSC Code
KKBK0000638

Bank Details

Bank NameKOTAK MAHINDRA BANK LIMITED
Branch NameMUMBAI LOWER PAREL
IFSC CodeKKBK0000638
MICR Code400485011
Address??GROUND FLOOR,PENINSULA TOWERS 1,PENINSULA CORPORATE PARK,OFF. SENAPATI BAPAT MARG,LOWER PAREL,
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact56510690

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KKBK0000638

The IFSC code KKBK0000638 uniquely identifies the MUMBAI LOWER PAREL branch of KOTAK MAHINDRA BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KKBK0000638

  • First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000638) – Unique branch identifier for MUMBAI LOWER PAREL

How to Use IFSC Code KKBK0000638

To transfer money to any account at KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL branch, you will need to provide the IFSC code KKBK0000638 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUMBAI LOWER PAREL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL Branch

KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL is a branch of KOTAK MAHINDRA BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

??GROUND FLOOR,PENINSULA TOWERS 1,PENINSULA CORPORATE PARK,OFF. SENAPATI BAPAT MARG,LOWER PAREL,, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400485011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL?

The IFSC code of KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL branch in MUMBAI is KKBK0000638.

What is the MICR code of KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL?

The MICR code of KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL branch is 400485011.

What is the address of KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL?

KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL branch is located at ??GROUND FLOOR,PENINSULA TOWERS 1,PENINSULA CORPORATE PARK,OFF. SENAPATI BAPAT MARG,LOWER PAREL,.

Does KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL support NEFT/RTGS/IMPS?

KOTAK MAHINDRA BANK LIMITED MUMBAI LOWER PAREL branch supports NEFT, RTGS, IMPS, and UPI transactions.