KARNATAKA BANK LIMITEDVerified Feb 2026

KARNATAKA BANK LIMITED IFSC Code – VELACHERY, VELACHERY

Complete bank details including IFSC code, MICR code, address and payment facilities for VELACHERY branch.

IFSC Code
KARB0000163

Bank Details

Bank NameKARNATAKA BANK LIMITED
Branch NameVELACHERY
IFSC CodeKARB0000163
MICR Code600052019
AddressD/NO-3, PLOT NO.14, SASHI NAGAR, VELACHERY BYE PASS ROAD, VELACHERY - 600042, GUINDY TALUK, CHENNAI DIST.
CityVELACHERY
DistrictCHENNAI
StateTAMIL NADU
Contact22593600

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KARB0000163

The IFSC code KARB0000163 uniquely identifies the VELACHERY branch of KARNATAKA BANK LIMITED located in VELACHERY, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KARB0000163

  • First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000163) – Unique branch identifier for VELACHERY

How to Use IFSC Code KARB0000163

To transfer money to any account at KARNATAKA BANK LIMITED VELACHERY branch, you will need to provide the IFSC code KARB0000163 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VELACHERY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARNATAKA BANK LIMITED VELACHERY Branch

KARNATAKA BANK LIMITED VELACHERY is a branch of KARNATAKA BANK LIMITED located in VELACHERY, TAMIL NADU. The branch provides comprehensive banking services to customers in VELACHERY and surrounding areas.

Branch Address

D/NO-3, PLOT NO.14, SASHI NAGAR, VELACHERY BYE PASS ROAD, VELACHERY - 600042, GUINDY TALUK, CHENNAI DIST., VELACHERY, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600052019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARNATAKA BANK LIMITED VELACHERY?

The IFSC code of KARNATAKA BANK LIMITED VELACHERY branch in VELACHERY is KARB0000163.

What is the MICR code of KARNATAKA BANK LIMITED VELACHERY?

The MICR code of KARNATAKA BANK LIMITED VELACHERY branch is 600052019.

What is the address of KARNATAKA BANK LIMITED VELACHERY?

KARNATAKA BANK LIMITED VELACHERY branch is located at D/NO-3, PLOT NO.14, SASHI NAGAR, VELACHERY BYE PASS ROAD, VELACHERY - 600042, GUINDY TALUK, CHENNAI DIST..

Does KARNATAKA BANK LIMITED VELACHERY support NEFT/RTGS/IMPS?

KARNATAKA BANK LIMITED VELACHERY branch supports NEFT, RTGS, IMPS, and UPI transactions.