JANATA SAHAKARI BANK LIMITEDVerified Feb 2026

JANATA SAHAKARI BANK LIMITED IFSC Code – KADWAI, SANGAMESHWAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KADWAI branch.

IFSC Code
JSBP0000092

Bank Details

Bank NameJANATA SAHAKARI BANK LIMITED
Branch NameKADWAI
IFSC CodeJSBP0000092
MICR Code415074506
AddressTALUKA : SANGAMESHWAR,DIST RATNAGIRI 415608.E-MAIL :KADWAI@JANATABANPUNE.COM
CitySANGAMESHWAR
DistrictRATNAGIRI
StateMAHARASHTRA
Contact255240

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JSBP0000092

The IFSC code JSBP0000092 uniquely identifies the KADWAI branch of JANATA SAHAKARI BANK LIMITED located in SANGAMESHWAR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JSBP0000092

  • First 4 characters (JSBP) – Represents JANATA SAHAKARI BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000092) – Unique branch identifier for KADWAI

How to Use IFSC Code JSBP0000092

To transfer money to any account at JANATA SAHAKARI BANK LIMITED KADWAI branch, you will need to provide the IFSC code JSBP0000092 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KADWAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JANATA SAHAKARI BANK LIMITED KADWAI Branch

JANATA SAHAKARI BANK LIMITED KADWAI is a branch of JANATA SAHAKARI BANK LIMITED located in SANGAMESHWAR, MAHARASHTRA. The branch provides comprehensive banking services to customers in SANGAMESHWAR and surrounding areas.

Branch Address

TALUKA : SANGAMESHWAR,DIST RATNAGIRI 415608.E-MAIL :KADWAI@JANATABANPUNE.COM, SANGAMESHWAR, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 415074506. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JANATA SAHAKARI BANK LIMITED KADWAI?

The IFSC code of JANATA SAHAKARI BANK LIMITED KADWAI branch in SANGAMESHWAR is JSBP0000092.

What is the MICR code of JANATA SAHAKARI BANK LIMITED KADWAI?

The MICR code of JANATA SAHAKARI BANK LIMITED KADWAI branch is 415074506.

What is the address of JANATA SAHAKARI BANK LIMITED KADWAI?

JANATA SAHAKARI BANK LIMITED KADWAI branch is located at TALUKA : SANGAMESHWAR,DIST RATNAGIRI 415608.E-MAIL :KADWAI@JANATABANPUNE.COM.

Does JANATA SAHAKARI BANK LIMITED KADWAI support NEFT/RTGS/IMPS?

JANATA SAHAKARI BANK LIMITED KADWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.