JANATA SAHAKARI BANK LIMITED IFSC Code – SHIVAJI NAGAR RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for SHIVAJI NAGAR RATNAGIRI branch.
Bank Details
| Bank Name | JANATA SAHAKARI BANK LIMITED |
| Branch Name | SHIVAJI NAGAR RATNAGIRI |
| IFSC Code | JSBP0000023 |
| MICR Code | 415074052 |
| Address | S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL : SHIVAJINAGARRATNAGIRI@JANATABANKPUNE.COM |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 222621 |
Payment Facilities
About IFSC Code JSBP0000023
The IFSC code JSBP0000023 uniquely identifies the SHIVAJI NAGAR RATNAGIRI branch of JANATA SAHAKARI BANK LIMITED located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JSBP0000023
- First 4 characters (JSBP) – Represents JANATA SAHAKARI BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000023) – Unique branch identifier for SHIVAJI NAGAR RATNAGIRI
How to Use IFSC Code JSBP0000023
To transfer money to any account at JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI branch, you will need to provide the IFSC code JSBP0000023 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHIVAJI NAGAR RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI Branch
JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI is a branch of JANATA SAHAKARI BANK LIMITED located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL : SHIVAJINAGARRATNAGIRI@JANATABANKPUNE.COM, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415074052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI?
The IFSC code of JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI branch in RATNAGIRI is JSBP0000023.
What is the MICR code of JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI?
The MICR code of JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI branch is 415074052.
What is the address of JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI?
JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI branch is located at S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL : SHIVAJINAGARRATNAGIRI@JANATABANKPUNE.COM.
Does JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI support NEFT/RTGS/IMPS?
JANATA SAHAKARI BANK LIMITED SHIVAJI NAGAR RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.