JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – WAVOORA, WAWOORA KUPWARA

Complete bank details including IFSC code, MICR code, address and payment facilities for WAVOORA branch.

IFSC Code
JAKA0WAWOOR

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameWAVOORA
IFSC CodeJAKA0WAWOOR
MICR Code193051216
AddressBLOCK WAWOORA TEHSIL KUPWARA
CityWAWOORA KUPWARA
DistrictKUPWARA
StateJAMMU AND KASHMIR
Contact7298004497

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0WAWOOR

The IFSC code JAKA0WAWOOR uniquely identifies the WAVOORA branch of JAMMU AND KASHMIR BANK LIMITED located in WAWOORA KUPWARA, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0WAWOOR

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (WAWOOR) – Unique branch identifier for WAVOORA

How to Use IFSC Code JAKA0WAWOOR

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED WAVOORA branch, you will need to provide the IFSC code JAKA0WAWOOR along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at WAVOORA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED WAVOORA Branch

JAMMU AND KASHMIR BANK LIMITED WAVOORA is a branch of JAMMU AND KASHMIR BANK LIMITED located in WAWOORA KUPWARA, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in WAWOORA KUPWARA and surrounding areas.

Branch Address

BLOCK WAWOORA TEHSIL KUPWARA, WAWOORA KUPWARA, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 193051216. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED WAVOORA?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED WAVOORA branch in WAWOORA KUPWARA is JAKA0WAWOOR.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED WAVOORA?

The MICR code of JAMMU AND KASHMIR BANK LIMITED WAVOORA branch is 193051216.

What is the address of JAMMU AND KASHMIR BANK LIMITED WAVOORA?

JAMMU AND KASHMIR BANK LIMITED WAVOORA branch is located at BLOCK WAWOORA TEHSIL KUPWARA.

Does JAMMU AND KASHMIR BANK LIMITED WAVOORA support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED WAVOORA branch supports NEFT, RTGS, IMPS, and UPI transactions.