JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – SIRHAMA, SIRHAMA

Complete bank details including IFSC code, MICR code, address and payment facilities for SIRHAMA branch.

IFSC Code
JAKA0SIRHAM

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameSIRHAMA
IFSC CodeJAKA0SIRHAM
MICR Code192051058
AddressSIRHAMA DISTRICT ANANTNAG,J AND K PIN CODE 192401
CitySIRHAMA
DistrictANANTNAG
StateJAMMU AND KASHMIR
Contact9858408215

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0SIRHAM

The IFSC code JAKA0SIRHAM uniquely identifies the SIRHAMA branch of JAMMU AND KASHMIR BANK LIMITED located in SIRHAMA, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0SIRHAM

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SIRHAM) – Unique branch identifier for SIRHAMA

How to Use IFSC Code JAKA0SIRHAM

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED SIRHAMA branch, you will need to provide the IFSC code JAKA0SIRHAM along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SIRHAMA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED SIRHAMA Branch

JAMMU AND KASHMIR BANK LIMITED SIRHAMA is a branch of JAMMU AND KASHMIR BANK LIMITED located in SIRHAMA, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SIRHAMA and surrounding areas.

Branch Address

SIRHAMA DISTRICT ANANTNAG,J AND K PIN CODE 192401, SIRHAMA, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 192051058. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED SIRHAMA?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED SIRHAMA branch in SIRHAMA is JAKA0SIRHAM.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED SIRHAMA?

The MICR code of JAMMU AND KASHMIR BANK LIMITED SIRHAMA branch is 192051058.

What is the address of JAMMU AND KASHMIR BANK LIMITED SIRHAMA?

JAMMU AND KASHMIR BANK LIMITED SIRHAMA branch is located at SIRHAMA DISTRICT ANANTNAG,J AND K PIN CODE 192401.

Does JAMMU AND KASHMIR BANK LIMITED SIRHAMA support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED SIRHAMA branch supports NEFT, RTGS, IMPS, and UPI transactions.