JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – SHIV NAGAR UDHAMPUR, SHIVNAGAR,UDHAMPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SHIV NAGAR UDHAMPUR branch.

IFSC Code
JAKA0SHIVJI

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameSHIV NAGAR UDHAMPUR
IFSC CodeJAKA0SHIVJI
MICR Code182051016
AddressSHIVNAGAR,NATIONAL HIGHWAY 1A,
CitySHIVNAGAR,UDHAMPUR
DistrictUDHAMPUR
StateJAMMU AND KASHMIR
Contact7298004689

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0SHIVJI

The IFSC code JAKA0SHIVJI uniquely identifies the SHIV NAGAR UDHAMPUR branch of JAMMU AND KASHMIR BANK LIMITED located in SHIVNAGAR,UDHAMPUR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0SHIVJI

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SHIVJI) – Unique branch identifier for SHIV NAGAR UDHAMPUR

How to Use IFSC Code JAKA0SHIVJI

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR branch, you will need to provide the IFSC code JAKA0SHIVJI along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHIV NAGAR UDHAMPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR Branch

JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR is a branch of JAMMU AND KASHMIR BANK LIMITED located in SHIVNAGAR,UDHAMPUR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SHIVNAGAR,UDHAMPUR and surrounding areas.

Branch Address

SHIVNAGAR,NATIONAL HIGHWAY 1A,, SHIVNAGAR,UDHAMPUR, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 182051016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR branch in SHIVNAGAR,UDHAMPUR is JAKA0SHIVJI.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR?

The MICR code of JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR branch is 182051016.

What is the address of JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR?

JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR branch is located at SHIVNAGAR,NATIONAL HIGHWAY 1A,.

Does JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED SHIV NAGAR UDHAMPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.