JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – KHANYAR SRINAGAR, KHANYAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KHANYAR SRINAGAR branch.

IFSC Code
JAKA0SHIRAZ

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameKHANYAR SRINAGAR
IFSC CodeJAKA0SHIRAZ
MICR Code190051033
AddressNEAR SHIRAZ CINEMA
CityKHANYAR
DistrictSRINAGAR
StateJAMMU AND KASHMIR
Contact2458969

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0SHIRAZ

The IFSC code JAKA0SHIRAZ uniquely identifies the KHANYAR SRINAGAR branch of JAMMU AND KASHMIR BANK LIMITED located in KHANYAR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0SHIRAZ

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SHIRAZ) – Unique branch identifier for KHANYAR SRINAGAR

How to Use IFSC Code JAKA0SHIRAZ

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR branch, you will need to provide the IFSC code JAKA0SHIRAZ along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHANYAR SRINAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR Branch

JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR is a branch of JAMMU AND KASHMIR BANK LIMITED located in KHANYAR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KHANYAR and surrounding areas.

Branch Address

NEAR SHIRAZ CINEMA, KHANYAR, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 190051033. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR branch in KHANYAR is JAKA0SHIRAZ.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR?

The MICR code of JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR branch is 190051033.

What is the address of JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR?

JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR branch is located at NEAR SHIRAZ CINEMA.

Does JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED KHANYAR SRINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.