JAMMU AND KASHMIR BANK LIMITED IFSC Code – CHANDIGARH, CHANDIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for CHANDIGARH branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | CHANDIGARH |
| IFSC Code | JAKA0SECTOR |
| MICR Code | 160051001 |
| Address | SECTOR 17C,SCO NO 129 & 130, CHANDIGARH |
| City | CHANDIGARH |
| State | CHANDIGARH |
| Contact | 2703265 |
Payment Facilities
About IFSC Code JAKA0SECTOR
The IFSC code JAKA0SECTOR uniquely identifies the CHANDIGARH branch of JAMMU AND KASHMIR BANK LIMITED located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0SECTOR
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SECTOR) – Unique branch identifier for CHANDIGARH
How to Use IFSC Code JAKA0SECTOR
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED CHANDIGARH branch, you will need to provide the IFSC code JAKA0SECTOR along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHANDIGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED CHANDIGARH Branch
JAMMU AND KASHMIR BANK LIMITED CHANDIGARH is a branch of JAMMU AND KASHMIR BANK LIMITED located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.
Branch Address
SECTOR 17C,SCO NO 129 & 130, CHANDIGARH, CHANDIGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160051001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED CHANDIGARH?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED CHANDIGARH branch in CHANDIGARH is JAKA0SECTOR.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED CHANDIGARH?
The MICR code of JAMMU AND KASHMIR BANK LIMITED CHANDIGARH branch is 160051001.
What is the address of JAMMU AND KASHMIR BANK LIMITED CHANDIGARH?
JAMMU AND KASHMIR BANK LIMITED CHANDIGARH branch is located at SECTOR 17C,SCO NO 129 & 130, CHANDIGARH.
Does JAMMU AND KASHMIR BANK LIMITED CHANDIGARH support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED CHANDIGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.