JAMMU AND KASHMIR BANK LIMITED IFSC Code – SARWAL, MAIN CHOWK
Complete bank details including IFSC code, MICR code, address and payment facilities for SARWAL branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | SARWAL |
| IFSC Code | JAKA0SARWAL |
| MICR Code | 180051084 |
| Address | SARWAL |
| City | MAIN CHOWK |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 9419237229 |
Payment Facilities
About IFSC Code JAKA0SARWAL
The IFSC code JAKA0SARWAL uniquely identifies the SARWAL branch of JAMMU AND KASHMIR BANK LIMITED located in MAIN CHOWK, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0SARWAL
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SARWAL) – Unique branch identifier for SARWAL
How to Use IFSC Code JAKA0SARWAL
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED SARWAL branch, you will need to provide the IFSC code JAKA0SARWAL along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SARWAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED SARWAL Branch
JAMMU AND KASHMIR BANK LIMITED SARWAL is a branch of JAMMU AND KASHMIR BANK LIMITED located in MAIN CHOWK, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in MAIN CHOWK and surrounding areas.
Branch Address
SARWAL, MAIN CHOWK, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 180051084. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED SARWAL?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED SARWAL branch in MAIN CHOWK is JAKA0SARWAL.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED SARWAL?
The MICR code of JAMMU AND KASHMIR BANK LIMITED SARWAL branch is 180051084.
What is the address of JAMMU AND KASHMIR BANK LIMITED SARWAL?
JAMMU AND KASHMIR BANK LIMITED SARWAL branch is located at SARWAL.
Does JAMMU AND KASHMIR BANK LIMITED SARWAL support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED SARWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.