JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – SANTA CRUZ WEST, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for SANTA CRUZ WEST branch.

IFSC Code
JAKA0SANTAC

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameSANTA CRUZ WEST
IFSC CodeJAKA0SANTAC
MICR Code400051012
AddressSHOP NO 6 GROUND FLOOR KAMLA SPACES SV ROAD KHIRA NAGAR SANTA CRUZ W MUMBAI MAHARASHTRA 400054
CityMUMBAI
DistrictGREATER MUMBAI
StateMAHARASHTRA
Contact26602820

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0SANTAC

The IFSC code JAKA0SANTAC uniquely identifies the SANTA CRUZ WEST branch of JAMMU AND KASHMIR BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0SANTAC

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SANTAC) – Unique branch identifier for SANTA CRUZ WEST

How to Use IFSC Code JAKA0SANTAC

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST branch, you will need to provide the IFSC code JAKA0SANTAC along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SANTA CRUZ WEST

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST Branch

JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST is a branch of JAMMU AND KASHMIR BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

SHOP NO 6 GROUND FLOOR KAMLA SPACES SV ROAD KHIRA NAGAR SANTA CRUZ W MUMBAI MAHARASHTRA 400054, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400051012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST branch in MUMBAI is JAKA0SANTAC.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST?

The MICR code of JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST branch is 400051012.

What is the address of JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST?

JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST branch is located at SHOP NO 6 GROUND FLOOR KAMLA SPACES SV ROAD KHIRA NAGAR SANTA CRUZ W MUMBAI MAHARASHTRA 400054.

Does JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED SANTA CRUZ WEST branch supports NEFT, RTGS, IMPS, and UPI transactions.