JAMMU AND KASHMIR BANK LIMITED IFSC Code – SAINIK COLONY, JAMMU
Complete bank details including IFSC code, MICR code, address and payment facilities for SAINIK COLONY branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | SAINIK COLONY |
| IFSC Code | JAKA0SAINIK |
| MICR Code | NA |
| Address | SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011 |
| City | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 9419204895 |
Payment Facilities
About IFSC Code JAKA0SAINIK
The IFSC code JAKA0SAINIK uniquely identifies the SAINIK COLONY branch of JAMMU AND KASHMIR BANK LIMITED located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0SAINIK
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SAINIK) – Unique branch identifier for SAINIK COLONY
How to Use IFSC Code JAKA0SAINIK
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY branch, you will need to provide the IFSC code JAKA0SAINIK along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SAINIK COLONY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY Branch
JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY is a branch of JAMMU AND KASHMIR BANK LIMITED located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.
Branch Address
SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011, JAMMU, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY branch in JAMMU is JAKA0SAINIK.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY?
The MICR code of JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY branch is NA.
What is the address of JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY?
JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY branch is located at SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011.
Does JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED SAINIK COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.