JAMMU AND KASHMIR BANK LIMITED IFSC Code – PHALIANA, RAJOURI
Complete bank details including IFSC code, MICR code, address and payment facilities for PHALIANA branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | PHALIANA |
| IFSC Code | JAKA0PHALIA |
| MICR Code | NA |
| Address | POST OFFICE MURADPUR, RAJOURI, JK PIN 185131 |
| City | RAJOURI |
| State | JAMMU AND KASHMIR |
| Contact | 9419111105 |
Payment Facilities
About IFSC Code JAKA0PHALIA
The IFSC code JAKA0PHALIA uniquely identifies the PHALIANA branch of JAMMU AND KASHMIR BANK LIMITED located in RAJOURI, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0PHALIA
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (PHALIA) – Unique branch identifier for PHALIANA
How to Use IFSC Code JAKA0PHALIA
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED PHALIANA branch, you will need to provide the IFSC code JAKA0PHALIA along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHALIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED PHALIANA Branch
JAMMU AND KASHMIR BANK LIMITED PHALIANA is a branch of JAMMU AND KASHMIR BANK LIMITED located in RAJOURI, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in RAJOURI and surrounding areas.
Branch Address
POST OFFICE MURADPUR, RAJOURI, JK PIN 185131, RAJOURI, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED PHALIANA?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED PHALIANA branch in RAJOURI is JAKA0PHALIA.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED PHALIANA?
The MICR code of JAMMU AND KASHMIR BANK LIMITED PHALIANA branch is NA.
What is the address of JAMMU AND KASHMIR BANK LIMITED PHALIANA?
JAMMU AND KASHMIR BANK LIMITED PHALIANA branch is located at POST OFFICE MURADPUR, RAJOURI, JK PIN 185131.
Does JAMMU AND KASHMIR BANK LIMITED PHALIANA support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED PHALIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.