JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – PANAJI GOA, PANAJI

Complete bank details including IFSC code, MICR code, address and payment facilities for PANAJI GOA branch.

IFSC Code
JAKA0PANAJI

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NamePANAJI GOA
IFSC CodeJAKA0PANAJI
MICR Code403051002
AddressATMA RAM COMERICAL COMPLEX,DR. A.B. ROAD, OPP HOTEL NAWA GOA
CityPANAJI
DistrictNORTH GOA
StateGOA
Contact2435215

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0PANAJI

The IFSC code JAKA0PANAJI uniquely identifies the PANAJI GOA branch of JAMMU AND KASHMIR BANK LIMITED located in PANAJI, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0PANAJI

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (PANAJI) – Unique branch identifier for PANAJI GOA

How to Use IFSC Code JAKA0PANAJI

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED PANAJI GOA branch, you will need to provide the IFSC code JAKA0PANAJI along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PANAJI GOA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED PANAJI GOA Branch

JAMMU AND KASHMIR BANK LIMITED PANAJI GOA is a branch of JAMMU AND KASHMIR BANK LIMITED located in PANAJI, GOA. The branch provides comprehensive banking services to customers in PANAJI and surrounding areas.

Branch Address

ATMA RAM COMERICAL COMPLEX,DR. A.B. ROAD, OPP HOTEL NAWA GOA, PANAJI, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403051002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED PANAJI GOA?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED PANAJI GOA branch in PANAJI is JAKA0PANAJI.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED PANAJI GOA?

The MICR code of JAMMU AND KASHMIR BANK LIMITED PANAJI GOA branch is 403051002.

What is the address of JAMMU AND KASHMIR BANK LIMITED PANAJI GOA?

JAMMU AND KASHMIR BANK LIMITED PANAJI GOA branch is located at ATMA RAM COMERICAL COMPLEX,DR. A.B. ROAD, OPP HOTEL NAWA GOA.

Does JAMMU AND KASHMIR BANK LIMITED PANAJI GOA support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED PANAJI GOA branch supports NEFT, RTGS, IMPS, and UPI transactions.