JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – PALMAR, KUNDGWARI

Complete bank details including IFSC code, MICR code, address and payment facilities for PALMAR branch.

IFSC Code
JAKA0PALMAR

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NamePALMAR
IFSC CodeJAKA0PALMAR
MICR Code182051415
AddressPALMAR
CityKUNDGWARI
DistrictKISHTWAR
StateJAMMU AND KASHMIR
Contact9858576415

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0PALMAR

The IFSC code JAKA0PALMAR uniquely identifies the PALMAR branch of JAMMU AND KASHMIR BANK LIMITED located in KUNDGWARI, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0PALMAR

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (PALMAR) – Unique branch identifier for PALMAR

How to Use IFSC Code JAKA0PALMAR

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED PALMAR branch, you will need to provide the IFSC code JAKA0PALMAR along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALMAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED PALMAR Branch

JAMMU AND KASHMIR BANK LIMITED PALMAR is a branch of JAMMU AND KASHMIR BANK LIMITED located in KUNDGWARI, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KUNDGWARI and surrounding areas.

Branch Address

PALMAR, KUNDGWARI, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 182051415. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED PALMAR?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED PALMAR branch in KUNDGWARI is JAKA0PALMAR.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED PALMAR?

The MICR code of JAMMU AND KASHMIR BANK LIMITED PALMAR branch is 182051415.

What is the address of JAMMU AND KASHMIR BANK LIMITED PALMAR?

JAMMU AND KASHMIR BANK LIMITED PALMAR branch is located at PALMAR.

Does JAMMU AND KASHMIR BANK LIMITED PALMAR support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED PALMAR branch supports NEFT, RTGS, IMPS, and UPI transactions.