JAMMU AND KASHMIR BANK LIMITED IFSC Code – PHAGWARA, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | PHAGWARA |
| IFSC Code | JAKA0PAGWAR |
| MICR Code | 144051712 |
| Address | OPP. HANUMAN GARHI, |
| City | PHAGWARA |
| District | KAPURTHALA |
| State | PUNJAB |
| Contact | 264648 |
Payment Facilities
About IFSC Code JAKA0PAGWAR
The IFSC code JAKA0PAGWAR uniquely identifies the PHAGWARA branch of JAMMU AND KASHMIR BANK LIMITED located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0PAGWAR
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (PAGWAR) – Unique branch identifier for PHAGWARA
How to Use IFSC Code JAKA0PAGWAR
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED PHAGWARA branch, you will need to provide the IFSC code JAKA0PAGWAR along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED PHAGWARA Branch
JAMMU AND KASHMIR BANK LIMITED PHAGWARA is a branch of JAMMU AND KASHMIR BANK LIMITED located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
OPP. HANUMAN GARHI,, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144051712. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED PHAGWARA?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED PHAGWARA branch in PHAGWARA is JAKA0PAGWAR.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED PHAGWARA?
The MICR code of JAMMU AND KASHMIR BANK LIMITED PHAGWARA branch is 144051712.
What is the address of JAMMU AND KASHMIR BANK LIMITED PHAGWARA?
JAMMU AND KASHMIR BANK LIMITED PHAGWARA branch is located at OPP. HANUMAN GARHI,.
Does JAMMU AND KASHMIR BANK LIMITED PHAGWARA support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED PHAGWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.