JAMMU AND KASHMIR BANK LIMITED IFSC Code – OTC BANGALORE, OTC ROAD,BANGALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for OTC BANGALORE branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | OTC BANGALORE |
| IFSC Code | JAKA0OTCBNG |
| MICR Code | 560051003 |
| Address | OTC ROAD |
| City | OTC ROAD,BANGALORE |
| District | BANGALORE URBAN |
| State | KARNATAKA |
| Contact | 41143120 |
Payment Facilities
About IFSC Code JAKA0OTCBNG
The IFSC code JAKA0OTCBNG uniquely identifies the OTC BANGALORE branch of JAMMU AND KASHMIR BANK LIMITED located in OTC ROAD,BANGALORE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0OTCBNG
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (OTCBNG) – Unique branch identifier for OTC BANGALORE
How to Use IFSC Code JAKA0OTCBNG
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE branch, you will need to provide the IFSC code JAKA0OTCBNG along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at OTC BANGALORE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE Branch
JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE is a branch of JAMMU AND KASHMIR BANK LIMITED located in OTC ROAD,BANGALORE, KARNATAKA. The branch provides comprehensive banking services to customers in OTC ROAD,BANGALORE and surrounding areas.
Branch Address
OTC ROAD, OTC ROAD,BANGALORE, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 560051003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE branch in OTC ROAD,BANGALORE is JAKA0OTCBNG.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE?
The MICR code of JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE branch is 560051003.
What is the address of JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE?
JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE branch is located at OTC ROAD.
Does JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED OTC BANGALORE branch supports NEFT, RTGS, IMPS, and UPI transactions.