JAMMU AND KASHMIR BANK LIMITED IFSC Code – MUNAND GUFFAN, NEAR SUMO STAND
Complete bank details including IFSC code, MICR code, address and payment facilities for MUNAND GUFFAN branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | MUNAND GUFFAN |
| IFSC Code | JAKA0MUNAND |
| MICR Code | 192051301 |
| Address | MUNAND GUFFAN |
| City | NEAR SUMO STAND |
| District | KULGAM |
| State | JAMMU AND KASHMIR |
| Contact | 9622601050 |
Payment Facilities
About IFSC Code JAKA0MUNAND
The IFSC code JAKA0MUNAND uniquely identifies the MUNAND GUFFAN branch of JAMMU AND KASHMIR BANK LIMITED located in NEAR SUMO STAND, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0MUNAND
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (MUNAND) – Unique branch identifier for MUNAND GUFFAN
How to Use IFSC Code JAKA0MUNAND
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN branch, you will need to provide the IFSC code JAKA0MUNAND along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MUNAND GUFFAN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN Branch
JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN is a branch of JAMMU AND KASHMIR BANK LIMITED located in NEAR SUMO STAND, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in NEAR SUMO STAND and surrounding areas.
Branch Address
MUNAND GUFFAN, NEAR SUMO STAND, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 192051301. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN branch in NEAR SUMO STAND is JAKA0MUNAND.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN?
The MICR code of JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN branch is 192051301.
What is the address of JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN?
JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN branch is located at MUNAND GUFFAN.
Does JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED MUNAND GUFFAN branch supports NEFT, RTGS, IMPS, and UPI transactions.