JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – KHOJ BAGH, KHAWAJA BAGH MAIN

Complete bank details including IFSC code, MICR code, address and payment facilities for KHOJ BAGH branch.

IFSC Code
JAKA0KHOJBG

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameKHOJ BAGH
IFSC CodeJAKA0KHOJBG
MICR Code193051003
AddressMAIN KHAWAJA BAGH
CityKHAWAJA BAGH MAIN
DistrictBARAMULLA
StateJAMMU AND KASHMIR
Contact7298004492

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0KHOJBG

The IFSC code JAKA0KHOJBG uniquely identifies the KHOJ BAGH branch of JAMMU AND KASHMIR BANK LIMITED located in KHAWAJA BAGH MAIN, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0KHOJBG

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (KHOJBG) – Unique branch identifier for KHOJ BAGH

How to Use IFSC Code JAKA0KHOJBG

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH branch, you will need to provide the IFSC code JAKA0KHOJBG along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHOJ BAGH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH Branch

JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH is a branch of JAMMU AND KASHMIR BANK LIMITED located in KHAWAJA BAGH MAIN, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KHAWAJA BAGH MAIN and surrounding areas.

Branch Address

MAIN KHAWAJA BAGH, KHAWAJA BAGH MAIN, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 193051003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH branch in KHAWAJA BAGH MAIN is JAKA0KHOJBG.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH?

The MICR code of JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH branch is 193051003.

What is the address of JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH?

JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH branch is located at MAIN KHAWAJA BAGH.

Does JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED KHOJ BAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.