JAMMU AND KASHMIR BANK LIMITED IFSC Code – KHAYAM CHOWK SRINAGAR, KHAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KHAYAM CHOWK SRINAGAR branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | KHAYAM CHOWK SRINAGAR |
| IFSC Code | JAKA0KHAYAM |
| MICR Code | 190051084 |
| Address | OPP. HOTEL BAHAR |
| City | KHAYAM |
| District | SRINAGAR |
| State | JAMMU AND KASHMIR |
| Contact | 2485211 |
Payment Facilities
About IFSC Code JAKA0KHAYAM
The IFSC code JAKA0KHAYAM uniquely identifies the KHAYAM CHOWK SRINAGAR branch of JAMMU AND KASHMIR BANK LIMITED located in KHAYAM, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0KHAYAM
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (KHAYAM) – Unique branch identifier for KHAYAM CHOWK SRINAGAR
How to Use IFSC Code JAKA0KHAYAM
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR branch, you will need to provide the IFSC code JAKA0KHAYAM along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHAYAM CHOWK SRINAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR Branch
JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR is a branch of JAMMU AND KASHMIR BANK LIMITED located in KHAYAM, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KHAYAM and surrounding areas.
Branch Address
OPP. HOTEL BAHAR, KHAYAM, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 190051084. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR branch in KHAYAM is JAKA0KHAYAM.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR?
The MICR code of JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR branch is 190051084.
What is the address of JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR?
JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR branch is located at OPP. HOTEL BAHAR.
Does JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED KHAYAM CHOWK SRINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.