JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – KHARI, BANIHAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARI branch.

IFSC Code
JAKA0KHAARI

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameKHARI
IFSC CodeJAKA0KHAARI
MICR CodeNA
AddressVPO KHARI, BANIHAL, DISTRICT-RAMBAN, J&K PIN-182145
CityBANIHAL
DistrictRAMBAN
StateJAMMU AND KASHMIR
Contact9906901660

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0KHAARI

The IFSC code JAKA0KHAARI uniquely identifies the KHARI branch of JAMMU AND KASHMIR BANK LIMITED located in BANIHAL, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0KHAARI

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (KHAARI) – Unique branch identifier for KHARI

How to Use IFSC Code JAKA0KHAARI

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED KHARI branch, you will need to provide the IFSC code JAKA0KHAARI along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED KHARI Branch

JAMMU AND KASHMIR BANK LIMITED KHARI is a branch of JAMMU AND KASHMIR BANK LIMITED located in BANIHAL, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in BANIHAL and surrounding areas.

Branch Address

VPO KHARI, BANIHAL, DISTRICT-RAMBAN, J&K PIN-182145, BANIHAL, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED KHARI?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED KHARI branch in BANIHAL is JAKA0KHAARI.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED KHARI?

The MICR code of JAMMU AND KASHMIR BANK LIMITED KHARI branch is NA.

What is the address of JAMMU AND KASHMIR BANK LIMITED KHARI?

JAMMU AND KASHMIR BANK LIMITED KHARI branch is located at VPO KHARI, BANIHAL, DISTRICT-RAMBAN, J&K PIN-182145.

Does JAMMU AND KASHMIR BANK LIMITED KHARI support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED KHARI branch supports NEFT, RTGS, IMPS, and UPI transactions.